Tue 12/31/2002

chiu index closed at 401.14061 -12.60% for 2002
spx -22.10 ytd

cash 5.16%
stocks 28.33%
401k 69.04%

top stocks:

1. intc 2.64%
2. mrk 1.68%
3. ms 5.83%
4. jnj 2.71%
5. dell 5.33%
6. aca.fp 13.36%

top funds

1. chttx 10.85%
2. mpmvx 37.97%